Sagar Mahra has run an ARAG agency in Aachen since 2017 and advises in English himself. You get the German terms explained before you sign anything. If a policy is not worth it for you, you will hear that too.
Sagar Mahra
ARAG-Generalagent
2017
ARAG agency in Aachen since
4.8 / 5
24 Google reviews
5
languages in the team
0 €
cost of the first conversation
Sagar Mahra has run his own ARAG agency in Aachen since 2017, with a team of five. He is a tied insurance agent (gebundener Vertreter) under § 34d (7) of the German Trade Regulation Act, the GewO.
That classification has a practical meaning. He works for one insurer, ARAG, and he is not an independent insurance broker (Makler). The upside is that he knows the ARAG terms down to the small print instead of comparing fifty companies on the surface. If another route fits your situation better, he says so.
The office is at Waldstraße 10 in Aachen. Most conversations happen by phone, WhatsApp or video, which works from Berlin or Munich just as well as from Aachen.
Insurance German is heavy going even for native speakers. Nobody should sign a contract they cannot read.
Sagar advises in English and Hindi himself. Colleagues in the team cover Arabic and Kurdish. Tell us which language suits you and the right person will call.
| Language | Who advises |
|---|---|
| English | Sagar Mahra |
| Hindi | Sagar Mahra |
| German | Sagar Mahra and the team |
| Arabic | Colleagues in the team |
| Kurdish | Colleagues in the team |
The German names stay in brackets. Those are the words you will see on every form and hear in every phone call, so recognising them helps.
Rechtsschutzversicherung
Pays the lawyer, the court and the expert reports when a dispute escalates. The common ones are with an employer, a landlord or a public authority. Read the part about waiting periods below.
Read more (in German)
Haftpflichtversicherung
Covers the damage you cause to other people. In Germany you are liable with everything you own and there is no upper limit, which is why almost everyone here holds this policy.
Read more (in German)
Hausratversicherung
Covers what is inside the flat: furniture, electronics, clothes, bicycles. Fire, burglary, and water damage from a burst pipe.
Read more (in German)
Private Krankenversicherung
An option for the self-employed and for people earning above the threshold for the public system. It is a long-term decision and going back is hard, so it deserves an unhurried conversation.
Read more (in German)
Gewerberechtsschutz
For freelancers and small companies: disputes over unpaid invoices, contracts, employees and tax assessments.
Read more (in German)Legal expenses insurance has a waiting period, in German Wartezeit. As a rule it is three months. The contract starts right away, but a dispute that begins inside those first three months is normally not covered.
Anyone who tells you that you are protected from day one is selling you something. There is one real exception. The tariff called Mietrechtsschutz Sofort covers disputes with a landlord with limited retroactive effect, under conditions that have to be checked before you sign rather than afterwards.
So the order matters. If a conflict is already running, say so in your first sentence. Then we can check what is still possible instead of selling you a policy that will not pay.
4.8 out of 5 from 24 Google reviews. They are public and written under real names, so you can read them yourself before you call.
The first conversation is free and commits you to nothing. Write in English and we answer in English.
Address
ARAG Versicherung Mahra
Waldstraße 10
52080 Aachen
Phone and WhatsApp
0176 22743843Opening hours
The contact form on this site is in German.
Open the German form